Varney Agency

Experience Mod Analysis

Your experience modification can significantly change your premium.

The experience modification piece of your workers comp policy is a direct multiplier of your premium. This one piece can dramatically increase or decrease your premium. While most agents leave experience mod management to the insurance companies, Varney Agency proactively incorporates claims management throughout the policy period to maximize credits and keep your experience mod as low as possible.

Our agents are capable of breaking down every piece of your experience mod to assist you in calculating savings from investments in safety programs, accurate costs of labor and predictions of where your mod is heading. Whether you need help figuring out effective ways to handle lost time claims, or avoiding them all together, no one in the state is more astute on experience mod management than us.

Had a large loss? Let us tell you how it’s going to affect you, so you don’t have any surprises at renewal.